P2P lending is a smart method of debt financing that enables individuals to borrow and lend money without the use of a financial institution as an intermediary. Peer to peer lending enables borrowers and investors to transact on their own terms. OMLp2p, India's p2p lending platform, facilitates these transactions through background checks that go beyond Credit Bureau (e.g. CIBIL, CRIF) scores. We handle the documentation and make the funding available on transparent loan terms, easily, quickly and online.
1. Register & create Profile 2. Upload Documents 3. KYC verification and Risk Assessment 4. List Loan Requirement 5. E-connect investor with borrower 6. Loan Documentation 7. Funding of Loan 8. Loan Repayment (EMI) 9. Loan Closure
We are India's digital peer to peer lending platform offering quick and easy unsecured personal loan and business loan. Register with us for all purpose unsecured personal loan, loan for debt consolidation, loan for education or loan for holiday and enjoy a easy and seamless loan-disbursal process. We are also the preferred choice for smart investors, offering alternate investment options with low risks
**Refer to FAQ section for terms and conditions
& Create Profile
E-connect Investor &
Borrower For Funding of Loan
& Create Profile
E-connect Investor &
Borrower For Funding of Loan
Getting a Personal Loan has never been easier. Whether it's Marriage Loan, Travel Loan, Medical Loan, Debt Consolidation Loan, Home Renovation Loan, Advance Salary Loan, Business Loan, etc.
With new edge online lending platform, like omlp2p.com taking Personal Loan is at your fingertip. You can always apply for a Personal Loan for any purpose from any place though Internet at our website. No security is required for Personal Loan at our lending platform. Just get yourself Registered, submit all documents as per application form and just apply for the Loan Is so easy that you may end-up saying Easy Personal Loan.
Unlike conventional Bankers taking weeks and asking for numerous documentations, at our lending platform applying a personal loan is just a click away. Instead of waiting for so many days for approval of Personal Loan you get Instant loan status online and you can Borrow Money Online with low documentation for your All-purpose Unsecured Personal loan requirements.
We follow complete transparency for listing of your Loan with complete privacy of the borrowers at listing.
OMLP2P ‑ India's peer to peer lending platform provides Personal Loan with competitive low interest rate starting from 9.49%.
Mr. Nilesh Gokral (Lender) / COO, Angel Broking - I have been associated with OMLp2p since 2021 and the overall experience with OMLp2p has been great. OMLp2p has always given me a positive portfolio and managed to give me double-digit returns. Additionally, the account manager makes the experience personalized with follow up calls and messages. I am definitely planning to invest further more with OMLp2p.
Mr. N Sharma (Borrower) - I availed Business Loan on OMLP2P lending platform. It was great experience to deal with their highly professional and dedicated team. I will be availing their services in future for my all the personal loan and business loan requirements.
Mr. A Kumar Agrawal (Lender) - It is an interesting concept. I have lend to various borrowers and have earned good returns. I have diversified my portfolio by lending to different borrowers with different interest rates and maturity dates.
Miss. S H James (Borrower) - The loan process with OML was extremely smooth. The process was super-fast and the loan amount was disbursed earlier than my expectations. The customer service was good and hassle free. They are very professional and there were no additional/hidden charges. I would strongly recommend everyone to explore OMLP2P for personal loan and business loan requirements.
Miss. R Didwania (Lender) - With peer to peer lending platform, I feel that I am managing my money like a bank. I am able to select high quality borrowers and receive high rate of returns. I wish all the best to OMLP2P.com.
Miss. Padmavathi R (Borrower) - I got a business loan from OMLP2P and the process was simple with lesser documentation. The loan was disbursed on time and the interest rate was low as well. Overall, it was a great experience.
Miss. I Changia (Lender) - OMLP2P gave me the opportunity to invest in high quality borrowers and have another stream of income. This has helped us to meet our financial requirements as it fetched a higher rate of interest and hence it is far better than the traditional fixed income instruments. I feel secure investing with OMLP2P as it is being managed by professional and competent people.
Mr. V Rathi (Borrower) - It is a great platform to borrow. Their approach is focused and customer centric. I truly appreciate the way they have showed concern towards my business needs. I highly recommend OMLP2P.
Mr. V M Panicker (Lender) - OMLP2P is by far the best P2P lending platform that I have come across. I was able to earn higher returns along with peace of mind. The team is professional and highly experienced.
Mr. M Reddy R (Borrower) - Borrowing from OMLP2P.com was very simple and hassle-free experience. I was looking for Business loan to fund my working capital requirements. Thanks to team omlp2p, they helped me to fulfil my business loan requirements by facilitating quick and easy loan funding with competitive low rate of interest.
Mr. S K Agarwal (Lender) - Investing through OMLP2P.com was a smooth experience. By investing in this platform, I earned high returns on the money lend to selected quality borrowers of my choice with the help of their superior credit scoring engine. This has helped me to create a second source of income.
Loan Amount: Borrowers can request loan amounts between ` 25,000 (minimum) to ` 10,00,000 (maximum), in multiples of ` 5,000
Loan Tenure: Platform facilitates loans for the duration of minimum 3 months, and in subsequent multiples of months of 6, 9, 12,18, 24 and 36 months with 36 months being the maximum tenure.
Interest Rate: All rates displayed on the platform are in APR (Annual Percentage Rate) format. APR offered to borrowers will vary from case to case basis, as per their respective credit profiles. APR's on our platform will range from 9.49%(min) to 36%(max).
Repayment: All loans are paid through Equal Monthly Installments(EMI's), using reducing balance method, through an escrow mechanism.
Prepayment and foreclosure: Loans can be prepaid or foreclosed anytime during the tenure of the loan subject to certain charges & terms. For detailed charges for foreclosure within 3 months and for foreclosure beyond, please refer to our FAQs and our Fee Section.
Platform Fee: We charge a small processing fees to meet our expenses. Please visit our Fee section for a detailed description.
Example: If a borrower accepts a loan of ` 25,000 for a tenure of 12 months, at an APR (annual interest rate) of 12.00%, then the borrower will have an EMI of ` 2,221. Total interest payable is ` 1,654 and total amount payable is ` 26,654.
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